Affording the Trip of a Lifetime
Do you know what the number one excuse for not taking the trip of a lifetime is? It is “I don’t have the money.” There is no shame in that. Nobody has two grand, five grand, or 10 grand laying around to squander on some exotic adventure.
But you know what you might be able to come up with? You might be able to afford a hundred dollars a month, or even a few hundred dollars a month. If you start doing that now, then you can spread the cost of the dream trip over a two year period (or longer, if you need more time).
My wife (Susan) and I discovered this with a dream trip Susan wanted to take. She wanted to do something called the Rallye Des Princesses (Princess Rally) in France. This is an all-women automobile rally where they drive historic vehicles across France over a five or six day period. They start in the Vendome in central Paris and stay in castles and other amazing locations every night. Sound expensive? It is. There’s a big, fat entry fee and unless you happen to own a historic vehicle in Europe, you have to rent one as well. That is all on top of the usual airfare, hotel, etc. involved in any trip. This trip was totally not doable for us. There’s just no way we could afford that. However, my wife decided to make it happen, and planned for a rally that was over two years away. She actually started a separate bank account to fund it. That allowed her to spread the cost out and make it happen. As you might imagine, there are a lot of logistics involved with road rallies, which she had never done, and the extended time-frame gave her an opportunity to learn about that. As a bonus, It also allowed her to learn some French in the meantime as well.
You don’t have to do it that way though. You might make the plan now, buy the airfare in six months, and then purchase the hotel or year after that. You can spread the cost out between end-of-year bonuses, income tax refunds, or other times of the year when you have some disposable cash.